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How It Works

Navigating Medi-Cal, IHSS, HCBA, and Share of Cost requirements can feel overwhelming—especially when time, health, and financial stability are on the line. No Share of Cost was created to bring clarity, structure, and confidence to a system that is often confusing and stressful.

Our process is simple, transparent, and designed to meet families exactly where they are. You do not need to have everything figured out before reaching out. We guide you step by step.

Support That Moves at
a Manageable Pace

Our process is designed to be simple, structured, and supportive. Learn how it works! Each step builds on the last, so you’re never left wondering what comes next or what you’re expected to do. 
Support That Moves at <br>a Manageable Pace

Support That Moves at
a Manageable Pace

Our process is designed to be simple, structured, and supportive. Each step builds on the last, so you’re never left wondering what comes next or what you’re expected to do. 
Support That Moves at <br>a Manageable Pace

How It Works: A Simple 4-Step Process for Families

Step 1
Start
Review & Intake

We begin with a personalized eligibility review to understand your current situation. This includes reviewing Medi-Cal status, Share of Cost amounts, IHSS or HCBA involvement, and any upcoming deadlines such as annual recertifications or reassessments.

During this step, we help identify:

  • Whether Share of Cost may be reduced or cleared

  • Which programs apply to your household

  • What documentation or actions may be required

  • Potential risks of delays, reductions, or service interruptions

This assessment creates a clear starting point and eliminates guesswork.

Step 2
Pathway
Strategy & Eligibility

Once your assessment is complete, we create a clear, customized action plan. Every household is different, and Medi-Cal rules are highly situational—there is no one-size-fits-all solution.

Your plan may include:

  • Step-by-step guidance for clearing or managing Share of Cost

  • Coaching for IHSS or HCBA program requirements

  • Preparation for annual recertification or reassessment

  • Education on timelines, notices, and next steps

Our role is to explain your options in plain language and help you understand what actions matter most—without overwhelm.

Step3
Expanded
Guidance & Coordination

This is where ongoing support makes the biggest difference. We work alongside you as you move through the process, providing fee-for-service coaching and case support to help you stay organized, informed, and prepared.

Support may include:

  • Reviewing notices and correspondence

  • Preparing for reassessments or renewals

  • Helping prevent unnecessary reductions or disruptions

  • Clarifying Medi-Cal or IHSS requirements as they arise

We do not replace Medi-Cal offices or government agencies—but we help you navigate them with confidence and accuracy.

Step 4
Stability
Resolution & Ongoing Support

For many families, support doesn’t end after one milestone. Annual recertifications, IHSS reassessments, and HCBA renewals are ongoing processes that require preparation year after year.

We offer continued eligibility and recertification coaching to help:

  • Maintain approved hours and services

  • Avoid lapses in coverage

  • Reduce stress around future reviews

  • Create long-term stability for care planning

Our goal is to help families stay ahead of the system—not react to it.

What You Can Expect From Us

  • Clear explanations in plain language

  • Respect for your time and decisions

  • No pressure or rushed outcomes

  • Support that prioritizes dignity and clarity

  • Ongoing communication—not silence

We understand how stressful Medi-Cal, IHSS, and long-term care decisions can be—especially during times of illness, transition, or crisis. Our role is to help you move forward with confidence.

Our Services
  • Human-guided
  • Real Guidance
  • ADA-Aware
  • Senior-Friendly

No Share of Cost

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